Our system upgrade this weekend means there will be limits for ATM withdrawals and card purchases. All branches, digital banking and MAC 24 telephone banking will be unavailable over the weekend while we update our systems. Ensure your weekend activities will not be affected by getting cash ahead of time. Find an ATM where you live, work or play!

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Certificates of Deposit (CDs)

CDs let you manage risk with fixed rates

APPLY NOW  CD RATES  PREFFERED CD RATES  PREMIUM RATES

So you prefer to play it safe — nothing wrong with that. A CD earns fixed rates that won’t change with market fluctuations.

Stack of money
Fixed Rate Earnings
Stack of money
No Monthly
Maintenance Fees
Stack of money
Guaranteed Returns

UCCU Certificates of Deposit (CDs) Advantages

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty1
  • Take advantage of tax protection utilizing one of our IRA options with your CD
  • $500 minimum deposit to open
  • Truth in Savings Dividends Disclosure
  • Truth in Savings Interest Disclosure

1. Early withdrawals may result in the following penalties:
• Terms of 1 year or less: forfeiture of 90 days’ dividends
• Terms over 1 year: forfeiture of 180 days’ dividends
• Terms over 2 years: forfeiture of 365 days’ dividends